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Bethex Federal Credit Union helps to make your lending experience quick and confidential. We offer a variety of loan products, both secure and unsecured, with competitive rates, and flexible terms.

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 Loans up to $10,000 are available.  All first time borrowers must have a co-signer. Loans require a pledge equal to 15% of the amount granted.  To apply for a consumer loan, you will need an ID, phone bill, 2 consecutive paycheck stubs, other proof of income, or recent public assistance budget letter and your completed application.  We require the same information for your cosigner.

 

GOAL SAVER LOANS

Borrowed funds are deposited directly into your Bethex account and remain frozen until they are repaid.  This loan is great to help you save and build your credit rating and it also offers a great rate of 5% APR.

SECURED LOANS

4% APR—It is done with your own money. This loan helps you save and build your credit. No credit report required and minimal paperwork.

LINES OF CREDIT

Consumers can apply for overdraft protection to cover checks. Business lines of credit are also available. Individuals can apply for amounts sufficient to meet their needs.

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